The Control Plane for
Agentic Spending

Developers integrate one SDK and outsource trust, policy, execution, and liability to Zoro — across all payment rails.

4+
Payment rails unified
1 SDK
Single integration
100%
Auditable receipts
The Problem

Agentic spend is scaling
faster than governance

AI agents are shifting from inference → action → transaction. But agentic payments are fragmenting across incompatible rails.

Stripe
(ACP)
Visa
(TAP)
Google
(AP2)
Coinbase
(x402)

Each enables transactions.
None provide unified control.

No place to define intent

Companies running multiple spending agents have no single source of truth for what agents should be allowed to do.

No way to enforce limits

Budget caps, velocity limits, and merchant restrictions are implemented differently across every rail and agent.

No unified audit trail

When disputes arise, there's no single record linking agent, task, intent, approval, and execution.

No way to revoke authority

When an agent goes rogue or is compromised, there's no kill switch that works across all payment rails.

The Solution

Zoro is the control plane
for agentic spending

Zoro evaluates intent, enforces constraints, executes approved transactions, and returns a signed, auditable receipt — across all payment rails.

Zoro does not replace payment networks.
It governs and executes across them.

Intent → Policy → Execution

1
Intent
Agent declares what it wants to do
2
Policy
Zoro evaluates against constraints
3
Execution
Approved transactions execute

Programmable Mandates

Revocable spending policies that define what each agent can do, with what limits, and for how long.

Agent-Level Attribution

Full traceability from agent → task → tool → mandate. Know exactly who authorized what.

Global Kill Switches

Instantly revoke access at the agent, session, or organization level across all payment rails.

Liability Abstraction

Outsource trust, policy enforcement, and execution liability to Zoro. Sleep well at night.

Cross-Rail Normalization

One consistent interface across ACP, TAP, AP2, x402, and crypto wallets. No more fragmentation.

Auditable Receipts

Every transaction returns a signed, dispute-ready audit bundle with full provenance.

Example Use Case

AI-native SMB spending

A 200-person company deploys multiple AI agents for daily operations.

✈️
Travel Agent
Booking flights and hotels
🛒
Procurement Agent
Buying SaaS and tools
🔬
Research Agent
Paying for APIs

Within weeks, problems emerge:

Budgets are exceeded without warning
Purchases lose attribution
Security can't revoke access safely
Valuable time lost managing agents independently

Zoro becomes the missing layer:

Finance
Sets intent and limits
Security
Issues revocable mandates
Agents
Operate autonomously — with peace of mind
Product

Simple API, powerful control

Three core primitives

Everything you need to govern agent spending. Authorize access, execute transactions, revoke authority.

zoro.authorize(agent, policy)
Grant spending authority with programmable limits
zoro.execute(task, limits)
Execute approved transactions with full attribution
zoro.revoke(agent)
Instantly terminate all spending authority
// Authorize an agent with policy
const mandate = await zoro.authorize({
  agent: "travel-agent-prod",
  policy: {
    budget: { max: 5000, currency: "USD" },
    merchants: ["airlines", "hotels"],
    expires: "2025-02-01"
  }
});

// Execute a governed transaction
const result = await zoro.execute({
  mandate_id: mandate.id,
  action: "book_flight",
  amount: 420,
  vendor: "United Airlines"
});

// Returns signed, auditable receipt

Console Dashboard

🤖
Agents
View all registered agents
📋
Policies
Manage spending rules
💳
Live Spend
Real-time transactions
📊
Audits
Full execution history
Market Timing

Why now

Agents crossed from inference → transaction
LLMs made intent generation cheap. Money movement is the bottleneck.
Standards exist, but are fragmenting
ACP, TAP, AP2, x402 — each with different APIs, different guarantees.
No control plane exists
Everyone's building point solutions. No unified governance layer.
Control planes always follow rails
Just like API gateways followed REST. This is inevitable infrastructure.
Business Model

SaaS + usage-based execution fees

Simple, aligned pricing that scales with your agent operations.

SaaS Platform
  • Console access for all team members
  • Policy management & audit logs
  • Agent registry & monitoring
Execution Fees
  • Per governed transaction
  • Per active agent mandate
  • Volume discounts for enterprise
The Team

Built by operators & builders

A
Avi Sekharan
Technical Co-Founder

Pioneered high-stakes financial primitives. Previously founding engineer at MetaDAO ($150M+ market cap).

M
Mijan Ramharrack
Operating Co-Founder

Proven operator with a track record of generating substantial revenue and enterprise value.

Vision

AI agents are becoming
economic actors

Zoro is the control plane of the agent economy — turning intent into governed economic action.

Let's talk

Building agentic workflows? We'd love to hear what you're working on.